- Annual fee
- $495
- Welcome offer
- 50K points
- Top rate
- 2xTravel
- Foreign transaction fee
- None
The offer
Welcome offer
50,000 points and Gold Status after you spend $4,000 on purchases (excluding rent or mortgage) in your first 90 days, plus $300 of Bilt Cash Spend across the Bilt ecosystem.
50K points
Earning
Reward rates
- Dining at Bilt partner restaurants5x
- Travel at Lyft4x
- Hotels (issuer travel portal only)4x
- Airlines (issuer travel portal only)3x
- Travel2x
- Rent & Housing1.25x
- All other purchases2x
Earns Bilt Points
Included
Benefits
Baggage Delay
Cellular Wireless Telephone Protection
Common Carrier Trip Cancellation and Trip Interruption
Extended Warranty – Two Year Benefit
Lost Luggage
No transaction fees on housing payments
Priority Pass
$469Priority Pass lounge access at 1,300+ airports
Purchase Assurance
Trip Delay
Offsets the fee
Statement credits (1)
Bilt Travel Hotel Credit
$200 per semi_annualEligible at: Qualifying Bilt Travel Portal hotel bookings
Extras
Card perks (1)
Priority Pass
$469 a yearPartner: Priority Pass
Your numbers
What this card is worth to you
Enter your monthly spend per category to see a year of rewards from this card.
Annual Rewards
—
Annual Fee
-$495
Net Value
—
Your odds
Approval odds
CardAPI lists no minimum credit score for this card. Sign up free to see your odds.
Sign up freeThe details
Terms and details
Card design
| Material | metal |
|---|---|
| Contactless | Yes |
Ready to apply?
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Card data from CardAPI, offer checked 6 Nov 2026. Terms change; confirm them with Bilt before you apply. Browse every card