- Annual fee
- $95
- Welcome offer
- $200
- Top rate
- 2xTravel
- Foreign transaction fee
- None
The offer
Welcome offer
$200 of Bilt Cash Spend across the Bilt ecosystem
$200
Earning
Reward rates
- Dining at Bilt partner restaurants6x
- Hotels (issuer travel portal only)4x
- Airlines (issuer travel portal only)3x
- Travel at Lyft3x
- Dining & Groceries (if chosen, pick 1)up to $25,000 a year3x
- Travel2x
- Rent & Housing1.25x
- All other purchases1x
Earns Bilt Points
Included
Benefits
Baggage Insurance (Lost Luggage)
Cellular Wireless Telephone Protection
Common Carrier Trip Cancellation and Trip Interruption
Extended Warranty - Two Year Benefit
MC World Elite
Network-level benefits from MC World Elite tier
No transaction fees on housing payments
Cardholder exclusive — no transaction fees on rent and mortgage payments
Purchase Assurance
Trip Delay
Offsets the fee
Statement credits (1)
Bilt Travel Hotel Credit
$50 per semi_annualEligible at: Qualifying Bilt Travel Portal hotel bookings
Your numbers
What this card is worth to you
Enter your monthly spend per category to see a year of rewards from this card.
Annual Rewards
—
Annual Fee
-$95
Net Value
—
Your odds
Approval odds
CardAPI lists no minimum credit score for this card. Sign up free to see your odds.
Sign up freeThe details
Terms and details
Eligibility
| Network tier | World Elite |
|---|
Card design
| Material | metal |
|---|---|
| Contactless | Yes |
Ready to apply?
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Card data from CardAPI, offer checked 6 Nov 2026. Terms change; confirm them with Bilt before you apply. Browse every card