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Offer changes · from CardAPI

Credit Card Deals: Welcome Bonus Increases and Fee Changes

Notable changes to US and Canadian credit card offers: welcome bonuses that went up, lower minimum spends, annual fee cuts and first-year-free offers. From CardAPI's offer tracking.

This week
0
US
41
Canada
47

US credit card deals

Earlier

  • Welcome offer raised to Receive 25% off your first purchase with your new card at Banana Republic

    Receive 20% off your first purchase with your new card at Banana Republic to Receive 25% off your first purchase with your new card at Banana Republic

  • Welcome offer raised to Receive 30% off your first purchase with your new card at Athleta

    Receive 20% off your first purchase with your new card at Athleta to Receive 30% off your first purchase with your new card at Athleta

  • Minimum spend lowered to $1,000

    $1,500 to $1,000

  • Welcome offer raised to Earn 200,000 points after you spend $30,000 on purchases in your first 6 months from account opening.

    Earn 150,000–200,000 points after you spend $30,000 on purchases in the first 6 months from account opening to Earn 200,000 points after you spend $30,000 on purchases in your first 6 months from account opening.

  • Welcome offer raised to Earn $2,000 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership.

    Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership. to Earn $2,000 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership.

  • Welcome offer raised to Earn 200,000 Bonus Miles after you spend $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.

  • Welcome offer raised to Earn up to 60,000 Bonus Points: 30,000 Bonus Points after you spend $3,000 on purchases in the first 3 months of account opening, and up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, on up to $15,000 spent

    30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening, plus up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent to Earn up to 60,000 Bonus Points: 30,000 Bonus Points after you spend $3,000 on purchases in the first 3 months of account opening, and up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, on up to $15,000 spent

  • Welcome offer raised to Earn 90,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.

  • Welcome offer raised to As high as 200,000 Membership Rewards Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership.

  • Welcome offer raised to As high as 300,000 Membership Rewards Points after you spend $20,000 in purchases on your new Card within the first 3 months of Card Membership.

  • Welcome offer raised to Earn up to 100,000 bonus miles: 90,000 bonus miles after spending $5,000 on purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.

    Earn 90,000 bonus miles after spending $5,000 on purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months. to Earn up to 100,000 bonus miles: 90,000 bonus miles after spending $5,000 on purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.

  • Welcome offer raised to Earn up to 90,000 bonus miles (80,000 after $4,000 spend in 3 months + 10,000 for adding an authorized user) plus 500 Premier qualifying points (PQP) after first purchase.

    Up to 70,000 bonus miles plus 500 Premier qualifying points (PQP) to Earn up to 90,000 bonus miles (80,000 after $4,000 spend in 3 months + 10,000 for adding an authorized user) plus 500 Premier qualifying points (PQP) after first purchase.

  • Welcome offer raised to Earn 70,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.

    50,000 miles after $3,000 spend in first 3 months + 10,000 miles for adding authorized user to Earn 70,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.

  • Welcome offer raised to Earn 10,000 Bonus Miles after you spend $1,000 on eligible purchases on your new Card within your first 6 months of Card Membership.

  • Welcome offer raised to Earn 80,000 AAdvantage® bonus miles after $3,500 in purchases in the first 4 months.

    50,000 AAdvantage miles to Earn 80,000 AAdvantage® bonus miles after $3,500 in purchases in the first 4 months.

  • Welcome offer raised to Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership.

  • Welcome offer raised to Earn 150,000 Hilton Honors Bonus Points and a Free Night Reward after you spend $8,000 on eligible purchases on your Card within your first 6 months of Card Membership. Offer ends 1/13/27.

  • Welcome offer raised to Earn 100,000 Marriott Bonvoy® Bonus Points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

  • Welcome offer raised to Earn two round-trip Delta Comfort Flight Certificates and 50,000 Bonus Miles after spending $10,000 in purchases in the first 6 months.

  • Welcome offer raised to Earn a $250 Statement Credit and as high as 80,000 Bonus Miles after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership.

  • Welcome offer raised to As high as 175,000 Membership Rewards points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.

  • Welcome offer raised to 50,000 bonus points when you spend $3,000 in purchase transactions within the first 90 days

  • Welcome offer raised to 75,000 bonus points with qualifying account activity. Bonus points are earned after spending $6,000 on purchases and paying the annual fee in full, both within the first 90 days.

  • Welcome offer raised to Earn 40,000 bonus BreezePoints – that's a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.

    Earn 30,000 Bonus BreezePoints, that's a $300 value, plus Breezy 1 benefits to Earn 40,000 bonus BreezePoints – that's a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.

  • Welcome offer raised to $25 statement credit for enrolling in automatic payments within the first 3 months and remaining enrolled for at least 90 consecutive days

    3% cash back on dining (up to $6,000 in first 6 months) plus $25 statement credit for enrolling in automatic payments to $25 statement credit for enrolling in automatic payments within the first 3 months and remaining enrolled for at least 90 consecutive days

  • Minimum spend lowered to $7,000

    $10,000 to $7,000

  • Welcome offer raised to Earn up to $60 in CLUB Points: $20 upon approval, $20 after 5 purchases within 30 days, and $20 after 5 more purchases within the same timeframe.

    Earn up to $50 in CLUB Points: $20 upon approval, $10 after 2 Bass Pro Shops or Cabela's purchases within 30 days, $20 after 5 purchases everywhere else Mastercard is accepted within 30 days to Earn up to $60 in CLUB Points: $20 upon approval, $20 after 5 purchases within 30 days, and $20 after 5 more purchases within the same timeframe.

  • Welcome offer raised to Earn 180,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, earn 10,000 bonus points after you add an authorized user in the first 3 months.

    Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening. to Earn 180,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, earn 10,000 bonus points after you add an authorized user in the first 3 months.

  • Welcome offer raised to Earn 100,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.

  • Welcome offer raised to Earn 125,000 AAdvantage® bonus miles after $15,000 in purchases in the first 5 months

    Earn 70,000 AAdvantage bonus miles after $7,000 in purchases in the first 3 months to Earn 125,000 AAdvantage® bonus miles after $15,000 in purchases in the first 5 months

  • Welcome offer raised to Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.

    Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening to Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.

  • Welcome offer raised to 50,000 points for $3,000 spend in the first 90 days

  • Welcome offer raised to Receive 25% off your first purchase with your new card at Banana Republic

    Receive 20% off your first purchase with your new card at Banana Republic (discount code expires 14 days after account opening) to Receive 25% off your first purchase with your new card at Banana Republic

  • Minimum spend lowered to $500

    $1,000 to $500

  • Welcome offer raised to Earn 70,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days

    Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days of account opening. to Earn 70,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days

  • Welcome offer raised to Earn up to 200,000 points after spending $30,000 in purchases in the first 6 months from account opening

    150,000 bonus points to Earn up to 200,000 points after spending $30,000 in purchases in the first 6 months from account opening

  • Welcome offer raised to Free DashPass for a year ($96 value)

    Approved applicants receive a free 12-month DashPass membership ($96 value), which auto-renews into the paid DashPass Annual Plan afterward. to Free DashPass for a year ($96 value)

  • Minimum spend lowered to $3,000

    $5,000 to $3,000

  • Welcome offer raised to up to 100,000 Membership Rewards points

  • Welcome offer raised to Free DashPass ($96 value) for a year

    Free DashPass for a year to Free DashPass ($96 value) for a year

  • Minimum spend lowered to $3,000

    $7,000 to $3,000

Canadian credit card deals

Earlier

  • Welcome offer raised to Earn 70,000 Aeroplan points after spending $7,500 on your Card within the first 3 months as a new Cardmember, plus 40,000 Aeroplan points when you spend $2,500 in month 13.

    Earn 60,000 Aeroplan points after spending $7,500 on your Card within the first 3 months as a new Cardmember, plus earn 25,000 Aeroplan points when you spend $2,500 in month 13. to Earn 70,000 Aeroplan points after spending $7,500 on your Card within the first 3 months as a new Cardmember, plus 40,000 Aeroplan points when you spend $2,500 in month 13.

  • Welcome offer raised to Earn up to 60,000 Membership Rewards points by earning 5,000 points for each monthly billing period in which you spend $1,000 on your Card in your first year as a new Cardmember.

    Earn 5,000 Membership Rewards points for each monthly billing period in which you spend $1,000 on your Card in your first year, up to 60,000 points. to Earn up to 60,000 Membership Rewards points by earning 5,000 points for each monthly billing period in which you spend $1,000 on your Card in your first year as a new Cardmember.

  • Welcome offer raised to Earn up to 15,000 Membership Rewards Points by earning 1,250 points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cobalt Cardmember.

    Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 on your Card in your first year, up to 15,000 points. to Earn up to 15,000 Membership Rewards Points by earning 1,250 points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cobalt Cardmember.

  • Minimum spend lowered to C$3,000

    C$23,000 to C$3,000

  • Welcome offer raised to Earn up to $100 in bonus cash back by earning a bonus 5% cash back on all purchases (up to $2,000 in purchases) in your first 3 months as a new Cardmember.

    Earn bonus 5% cash back on all purchases (up to $2,000 in purchases) in your first 3 months as a new Cardmember to Earn up to $100 in bonus cash back by earning a bonus 5% cash back on all purchases (up to $2,000 in purchases) in your first 3 months as a new Cardmember.

  • Welcome offer raised to Earn up to 50,000 bonus Scene+ points: 30,000 points after spending $2,000 in first 3 months, plus 20,000 points after spending $7,500 in first year.

    Earn up to $950 in welcome offers, first year rewards and savings value, including up to 50,000 bonus Scene+ points to Earn up to 50,000 bonus Scene+ points: 30,000 points after spending $2,000 in first 3 months, plus 20,000 points after spending $7,500 in first year.

  • Welcome offer raised to Earn a 10% cash back welcome bonus of up to $200 for the first 4 statements on net purchases up to $2,000, plus a $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements, plus a first-year annual fee rebate valued at $99.

  • Annual fee now waived the first year

  • Welcome offer raised to Earn up to 10,000 Aeroplan points (up to $200 in value): 2,500 points on first purchase, 2,500 points when you spend $1,500+ in first 4 monthly statement periods, and 5,000 points anniversary bonus when you have at least $10,000 in net purchases posted during first 12 monthly statement periods.

    Apply and earn up to $200 in value, which includes up to 10,000 Aeroplan points: 2,500 points on first purchase, 2,500 points when you spend $1,500+ in first 4 monthly statement periods, and 5,000 points anniversary bonus with at least $10,000 in net purchases in first 12 monthly statement periods. to Earn up to 10,000 Aeroplan points (up to $200 in value): 2,500 points on first purchase, 2,500 points when you spend $1,500+ in first 4 monthly statement periods, and 5,000 points anniversary bonus when you have at least $10,000 in net purchases posted during first 12 monthly statement periods.

  • Welcome offer raised to Earn up to 10,000 Aeroplan points (up to $200 in travel value): 2,500 points on first purchase, 2,500 points when you spend $1,500+ in first 4 monthly statement periods, and 5,000 points anniversary bonus when you have at least $10,000 in net purchases in first 12 monthly statement periods.

    Apply and earn up to $200 in value, which includes up to 10,000 Aeroplan points: 2,500 points when you make your first purchase; 2,500 points when you spend $1,500 or more during the first 4 monthly statement periods; and 5,000 points as an additional anniversary bonus if you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods. to Earn up to 10,000 Aeroplan points (up to $200 in travel value): 2,500 points on first purchase, 2,500 points when you spend $1,500+ in first 4 monthly statement periods, and 5,000 points anniversary bonus when you have at least $10,000 in net purchases in first 12 monthly statement periods.

  • Welcome offer raised to Join and earn up to $200 in value: 3,000 Adapta Points after your first purchase, plus 3,000 Adapta Points when you spend $1,000 in the first 4 monthly statement periods, plus a free Skip+ membership and Roadside Assistance membership.

    Join and earn up to $100 in value with no annual fee: get up to 6,000 Adapta Points during your first year (up to $50 in value) via a Welcome Bonus of 3,000 Adapta Points after your first purchase (up to $25 value) plus 3,000 Adapta Points when you spend $1,000 in the first 4 monthly statement periods (up to $25 value), plus a complimentary roadside assistance membership (Dominion Automobile Association) after your first purchase, valued at $50. to Join and earn up to $200 in value: 3,000 Adapta Points after your first purchase, plus 3,000 Adapta Points when you spend $1,000 in the first 4 monthly statement periods, plus a free Skip+ membership and Roadside Assistance membership.

  • Welcome offer raised to Get up to 15,000 WestJet points: 5,000 welcome points on first purchase plus 10,000 additional points after spending $1,000 within the first 3 months

    Up to 10,000 WestJet points (5,000 welcome points on first purchase plus 5,000 additional points with $1,000 spend in first 3 months) to Get up to 15,000 WestJet points: 5,000 welcome points on first purchase plus 10,000 additional points after spending $1,000 within the first 3 months

  • Welcome offer raised to Earn up to 50,000 TD Rewards Points (15,000 upon first purchase + 35,000 after spending $3,000 within 180 days) and receive an Annual Fee rebate for the first year.

    Earn up to $370 in value, including up to 50,000 TD Rewards Points: 15,000 points welcome bonus on first purchase, plus 35,000 points when you spend $3,000 within 180 days of account opening, and an annual fee rebate for the first year. to Earn up to 50,000 TD Rewards Points (15,000 upon first purchase + 35,000 after spending $3,000 within 180 days) and receive an Annual Fee rebate for the first year.

  • Welcome offer raised to Earn bonus rewards points through welcome promotion: 10,000 points for enrolling in payment insurance for first 90 days, 5,000 points for $5,000 in net purchases in first 90 days, 10,000 points for $20,000 in net purchases in first 12 months, and 10,000 points for opening a new current account with an eligible package.

    Up to $1,052 in benefits and rewards for the first year including 35,000 points as part of the promotion to Earn bonus rewards points through welcome promotion: 10,000 points for enrolling in payment insurance for first 90 days, 5,000 points for $5,000 in net purchases in first 90 days, 10,000 points for $20,000 in net purchases in first 12 months, and 10,000 points for opening a new current account with an eligible package.

  • Welcome offer raised to Up to 35,000 reward points and first-year annual fee reimbursed: 10,000 points for enrolling in credit card payment insurance for 3 months, 10,000 points for $2,500 in purchases in first 3 months, 15,000 points for $10,000 in purchases in first 12 months.

    Up to 25,000 rewards points upon enrollment and annual fees refunded for the first year for primary cardholder and first additional authorized user to Up to 35,000 reward points and first-year annual fee reimbursed: 10,000 points for enrolling in credit card payment insurance for 3 months, 10,000 points for $2,500 in purchases in first 3 months, 15,000 points for $10,000 in purchases in first 12 months.

  • Welcome offer raised to Earn 25,000 bonus Scene+ points when you spend $2,000 in the first 3 months, plus an annual 10,000 bonus Scene+ points when you spend $40,000 annually. Up to $1,250 in total first year value.

    Earn up to $1,250 in first year welcome offers, including up to 35,000 bonus Scene+ points to Earn 25,000 bonus Scene+ points when you spend $2,000 in the first 3 months, plus an annual 10,000 bonus Scene+ points when you spend $40,000 annually. Up to $1,250 in total first year value.

  • Welcome offer raised to Get up to $1,900 in value, including up to 115,000 BMO Rewards Welcome Bonus Points, up to $200 NEXUS Statement Credit in your first year, Mastercard Travel Pass and 4 Complimentary Lounge Passes, and no annual fee in the first year.

    Up to $1,600 in value including up to 100,000 BMO Rewards Welcome Bonus Points, up to $200 NEXUS Statement Credit in first year, Mastercard Travel Pass and 4 Complimentary Lounge Passes, and no annual fee in first year to Get up to $1,900 in value, including up to 115,000 BMO Rewards Welcome Bonus Points, up to $200 NEXUS Statement Credit in your first year, Mastercard Travel Pass and 4 Complimentary Lounge Passes, and no annual fee in the first year.

  • Welcome offer raised to Earn up to 12,500 Aventura Points (up to $125 in travel value): 2,500 Aventura Points for completing five activities within 60 days of account approval, plus an additional 10,000 Aventura Points if you have at least $1,000 in net purchases posted during the first 4 monthly statement periods. Also includes a free Skip+ membership (first year value of $110).

    Apply and earn up to $200 in value for no annual fee: up to 12,500 Aventura Points (about $125 in travel value) -- 2,500 points for completing 5 specified account-setup activities within 60 days of approval, plus 10,000 points for making at least $1,000 in net purchases within the first 4 monthly statement periods -- plus a free Skip+ membership (first-year value $110) for eligible cardholders. to Earn up to 12,500 Aventura Points (up to $125 in travel value): 2,500 Aventura Points for completing five activities within 60 days of account approval, plus an additional 10,000 Aventura Points if you have at least $1,000 in net purchases posted during the first 4 monthly statement periods. Also includes a free Skip+ membership (first year value of $110).

  • Welcome offer raised to Get 15% extra cash back on your first $2,000 in spend within 3 months of account opening, for a total Welcome Bonus of up to $300 cash back.

    Get 12% cash back for the first 3 months on up to $2,000 in total purchases to Get 15% extra cash back on your first $2,000 in spend within 3 months of account opening, for a total Welcome Bonus of up to $300 cash back.

  • Welcome offer raised to Get up to 70,000 Avion points: 35,000 on approval, 20,000 after spending $5,000 in first 6 months, and 15,000 one-time anniversary bonus points.

    Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months to Get up to 70,000 Avion points: 35,000 on approval, 20,000 after spending $5,000 in first 6 months, and 15,000 one-time anniversary bonus points.

  • Annual fee now waived the first year

  • Welcome offer raised to Earn up to $100 in bonus cash back in your first 3 months

    Earn bonus 5% cash back on all purchases (up to $2,000 in purchases) in your first 3 months as a new Cardmember to Earn up to $100 in bonus cash back in your first 3 months

  • Welcome offer raised to Earn 35,000 Aeroplan points after spending $7,500 on your Card within the first 6 months, plus earn an additional 10,000 Aeroplan points when you spend $1,000 in month 13

  • Welcome offer raised to Up to 85,000 Welcome Bonus Aeroplan points

    Earn up to 70,000 Aeroplan points after spending $7,500 on your Card within the first 3 months as a new American Express Aeroplan Reserve Cardmember, plus earn 40,000 Aeroplan points when you spend $2,500 in month 13 to Up to 85,000 Welcome Bonus Aeroplan points

  • Welcome offer raised to Earn up to 100,000 bonus Scene+ points: 60,000 points for $5,000 spend in first 3 months, plus 20,000 points for $10,000 cumulative spend in first 6 months, plus additional 20,000 points for qualifying purchase in 14th month

    Earn up to 80,000 bonus Scene+ points to Earn up to 100,000 bonus Scene+ points: 60,000 points for $5,000 spend in first 3 months, plus 20,000 points for $10,000 cumulative spend in first 6 months, plus additional 20,000 points for qualifying purchase in 14th month

  • Minimum spend lowered to C$5,000

    C$10,000 to C$5,000

  • Welcome offer raised to Up to $100 in bonus cash back: 5% cash back on all purchases for your first 3 months (up to $2,000 in purchases)

    Earn bonus 5% cash back on all purchases (up to $2,000 in purchases) in your first 3 months as a new Cardmember to Up to $100 in bonus cash back: 5% cash back on all purchases for your first 3 months (up to $2,000 in purchases)

  • Minimum spend lowered to C$2,000

    C$7,500 to C$2,000

  • Welcome offer raised to $30 statement credit (requires first purchase and eStatements enrollment within 90 days)

  • Welcome offer raised to Join and earn up to $350 in value: 3,000 Adapta Points on first purchase, up to 9,000 additional points plus $75 Skip Gift Card with $1,000 spending, 3,000 points for setting up recurring bill, free Skip+ membership (first year $110 value), and roadside assistance ($50 value)

    Back-to-school offer (apply between July 16, 2026 and Sept 30, 2026), advertised as up to $350 in value: (1) 3,000 Adapta Points welcome bonus after first purchase (up to $25 value); (2) 9,000 Adapta Points (up to $75 value) plus a $75 digital Skip Gift Card after $1,000 in net purchases within the first 4 monthly statement periods; (3) 3,000 Adapta Points (up to $25 value) for setting up one recurring bill payment within the first 4 monthly statements; (4) free Skip+ membership, first-year value $110; (5) roadside assistance membership via Dominion Automobile Association, $50 value, after first purchase. to Join and earn up to $350 in value: 3,000 Adapta Points on first purchase, up to 9,000 additional points plus $75 Skip Gift Card with $1,000 spending, 3,000 points for setting up recurring bill, free Skip+ membership (first year $110 value), and roadside assistance ($50 value)

  • Welcome offer raised to Up to 200,000 BMO Rewards Welcome Bonus Points, up to $200 NEXUS Statement Credit in first year, $200 Anniversary Lifestyle Credit, and Visa Airport Companion membership with 6 complimentary lounge passes

    Up to $2,300 in value including up to 200,000 BMO Rewards Welcome Bonus Points, up to $200 NEXUS Statement Credit in first year, and $200 Anniversary Lifestyle Credit to Up to 200,000 BMO Rewards Welcome Bonus Points, up to $200 NEXUS Statement Credit in first year, $200 Anniversary Lifestyle Credit, and Visa Airport Companion membership with 6 complimentary lounge passes

  • Welcome offer raised to Up to 60,000 Aventura Points during first year: 15,000 points on first purchase, 30,000 points when spending $3,000+ in first 4 months, 15,000 points when spending $5,000+ in first 4 months

    Earn up to 35,000 Aventura Points (up to $800 in travel value) in your first year: 15,000 Aventura Points after your first purchase, plus 20,000 Aventura Points when you spend $3,000 or more in net purchases within the first 4 monthly statement periods. Also includes a one-time annual fee rebate ($139) for the primary cardholder plus up to 3 authorized users ($50 each, up to $189 value), 4 complimentary airport lounge visits via the Visa Airport Companion Program (up to $285 value), a NEXUS application fee rebate (up to $160 value), and a free first-year Skip+ membership ($110 value) -- up to $1,500 in total value. to Up to 60,000 Aventura Points during first year: 15,000 points on first purchase, 30,000 points when spending $3,000+ in first 4 months, 15,000 points when spending $5,000+ in first 4 months

  • Minimum spend lowered to C$6,000

    C$12,000 to C$6,000

  • Welcome offer raised to Up to 60,000 Aventura Points (valued at $1,200 in travel), $139 annual fee rebate, 4 airport lounge visits ($285 value), NEXUS application fee rebate ($160 value), and free Skip+ membership first year ($110 value)

    Apply and earn up to $1,500 in value in the first year: 15,000 Aventura Points on first purchase + 20,000 Aventura Points after spending $3,000+ in the first 4 monthly statement periods (up to 35,000 points, ~$800 travel value); a one-time first-year annual fee rebate ($139 for the primary cardholder plus $50 each for up to 3 authorized users, up to $189 value); 4 complimentary Visa Airport Companion Program lounge visits (up to $285 value); a NEXUS application fee rebate (~$160 value); and a free first-year Skip+ membership (~$110 value). to Up to 60,000 Aventura Points (valued at $1,200 in travel), $139 annual fee rebate, 4 airport lounge visits ($285 value), NEXUS application fee rebate ($160 value), and free Skip+ membership first year ($110 value)

  • Welcome offer raised to Welcome Bonus of 3,000 points after first purchase, 9,000 points when spending $1,000 in first 4 months, 3,000 points for setting up recurring bill payment, plus free first-year Skip+ membership and roadside assistance

    Join and earn up to $100 in value with no annual fee: get up to 6,000 Adapta Points during your first year (up to $50 in value) via a Welcome Bonus of 3,000 Adapta Points after your first purchase (up to $25 value) plus 3,000 Adapta Points when you spend $1,000 in the first 4 monthly statement periods (up to $25 value), plus a complimentary roadside assistance membership (Dominion Automobile Association) after your first purchase, valued at $50. to Welcome Bonus of 3,000 points after first purchase, 9,000 points when spending $1,000 in first 4 months, 3,000 points for setting up recurring bill payment, plus free first-year Skip+ membership and roadside assistance

  • Welcome offer raised to Up to 50,000 TD Rewards Points (15,000 Welcome Bonus plus 35,000 when spending $3,000 within 180 days) plus Annual Fee rebate for first year

    Welcome Bonus of 15,000 TD Rewards Points when you make your first purchase with the card, plus an Additional Bonus of 35,000 TD Rewards Points when you spend $3,000 within 180 days of account opening (up to 50,000 TD Rewards Points total). Also receive an annual fee rebate for the first year for the Primary Cardholder and the first Additional Cardholder. Combined stated value: up to $370. to Up to 50,000 TD Rewards Points (15,000 Welcome Bonus plus 35,000 when spending $3,000 within 180 days) plus Annual Fee rebate for first year

  • Minimum spend lowered to C$6,000

    C$10,000 to C$6,000

  • Welcome offer raised to Get up to 15,000 WestJet points (5,000 welcome points + 10,000 bonus points with minimum spend)

    Up to 10,000 WestJet points (5,000 welcome points on first purchase plus 5,000 additional points with $1,000 spend in first 3 months) to Get up to 15,000 WestJet points (5,000 welcome points + 10,000 bonus points with minimum spend)

  • Annual fee cut to C$39

    C$119 to C$39

  • Welcome offer raised to Up to 100,000 Aeroplan points

    Up to 85,000 Aeroplan points: a 20,000-point Welcome Bonus after the first purchase, an additional 35,000-point Additional Bonus after spending $12,000 within 180 days of account opening, and a one-time 30,000-point Anniversary Bonus after spending $24,000 within 12 months of account opening (account must remain open and in good standing). to Up to 100,000 Aeroplan points

  • Welcome offer raised to Get up to 70,000 Avion points (travel value of up to $1,500): 35,000 points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, and 15,000 one-time anniversary bonus points

    Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months to Get up to 70,000 Avion points (travel value of up to $1,500): 35,000 points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, and 15,000 one-time anniversary bonus points

  • Welcome offer raised to Get up to 100,000 Avion points + 6 airport lounge passes

    Get up to 70,000 Avion points (a travel value of up to $1,500): 35,000 Avion points on approval, plus 20,000 bonus points after spending $5,000 in the first 6 months, plus 15,000 one-time anniversary bonus points. to Get up to 100,000 Avion points + 6 airport lounge passes

  • Welcome offer raised to Up to 50,000 Aeroplan points: 10,000 points on first purchase, 15,000 points when spending $3,000 within 90 days, 25,000 points when spending $12,000 within 12 months

    Earn a Welcome Bonus of 10,000 Aeroplan points after your first purchase, an Additional Bonus of 15,000 Aeroplan points when you spend $3,000 within 90 days of account opening, and a one-time Anniversary Bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening (up to 40,000 points total). Also includes an annual fee rebate for the primary cardholder and up to 3 additional cardholders for the first year (conditions apply, including activating the card and making a first purchase within 3 months). Overall offer valued at up to $1,350 (includes points, fee rebates, baggage benefit value). to Up to 50,000 Aeroplan points: 10,000 points on first purchase, 15,000 points when spending $3,000 within 90 days, 25,000 points when spending $12,000 within 12 months

  • Welcome offer raised to Up to 50,000 Aeroplan points

    Earn a Welcome Bonus of 10,000 Aeroplan points after your first purchase, an Additional Bonus of 15,000 Aeroplan points when you spend $3,000 within 90 days of account opening, and a one-time Anniversary Bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening (up to 40,000 points total). Also includes an annual fee rebate for the primary cardholder and up to 3 additional cardholders for the first year (conditions apply, including activating the card and making a first purchase within 3 months). Overall offer valued at up to $1,350 (includes points, fee rebates, baggage benefit value). to Up to 50,000 Aeroplan points

  • Welcome offer raised to Up to 85,000 Aeroplan points including welcome bonus of 20,000 points on first purchase, 35,000 points when spending $12,000 within 180 days, and 30,000 anniversary bonus when spending $24,000 within 12 months

    Up to $3,000 in value including up to 85,000 Aeroplan points to Up to 85,000 Aeroplan points including welcome bonus of 20,000 points on first purchase, 35,000 points when spending $12,000 within 180 days, and 30,000 anniversary bonus when spending $24,000 within 12 months

  • Minimum spend lowered to C$12,000

    C$36,000 to C$12,000

  • Annual fee now waived the first year

Start with the cards you already hold.