- Annual fee
- $0
- Welcome offer
- None listed
- Top rate
- 2%Gas & Fuel, Groceries & Dining (top 1 spend category)
- Foreign transaction fee
- None
Earning
Reward rates
- Gas & Fuel, Groceries & Dining (top 1 spend category)2%
- All other purchases1%
Included
Benefits
Auto deductible reimbursement
Not available in WA State. Requires 8+ separate net purchases in the calendar month preceding the loss.
Automatic late fee waiver
Late fee automatically waived once every 12 billing periods.
Credit limit increase review
Eligible for credit limit increase review as soon as 6 months after account opening with on-time payments.
Extended warranty protection
Purchase security
Offsets the fee
Statement credits (1)
Walmart+ Membership Credit
$98 a yearEligible at: Walmart+
Enrollment required
Your numbers
What this card is worth to you
Enter your monthly spend per category to see a year of rewards from this card.
Annual Rewards
—
Annual Fee
$0
Net Value
—
Your odds
Approval odds
CardAPI lists no minimum credit score for this card. Sign up free to see your odds.
Sign up freeThe details
Terms and details
Balance transfers and intro APR
| Balance transfer fee | 5% |
|---|
Fees
| Cash advance fee | 5% |
|---|
Ready to apply?
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Card data from CardAPI, offer checked 6 Nov 2026. Terms change; confirm them with USAA before you apply. Browse every card